Tonight I worked on our new budget. I know, I know, BORING! But, in order to be debt free (at least of credit cards in 2011), I HAD to. So what I found was we are not in the negative, but we have NO room for error. That is scary! I know this much is true: If we work hard for awhile, we can enjoy life to the absolute fullest(financially speaking) later. So, for the next month I'm going to REALLY look at need versus want. Are there "tweaks" in our budget(cable, phone, etc.) that I can make for this process to not only move faster, but actually see progress? I have made so many "cuts" now, I'm not sure where else I can, but there has to be a way. With the baby on way in 8-10 weeks, time for change is NOW....to be continued.